How it works

From sign-up to cash
in under 3 minutes.

No documents. No guarantors. No credit scores you don't have. Monthly installments, not one-shot debits. Auto-repay the instant your allawee lands each month.

Join the waitlist → Walk me through it
01
Sign up

You're in in 60 seconds.

Download the app. Register with your NYSC call-up number, BVN, and phone number. Set a 4-digit transaction PIN. That's it — you're on the dashboard. Explore the wallet, pay bills, refer friends while you wait for your first allawee.

60 secsign-up to dashboard
3 inputscall-up, BVN, phone
0 docsrequested
9:415G ●●●
Welcome to alawee.
✓
Phone number confirmed
+234 ••• ••• 4821
✓
NYSC call-up number
NYSC/LAG/2026/1023847
✓
BVN verified
Identity confirmed
4
Set your transaction PIN
4 digits · protects every transaction
Set PIN & continue →
02
First allawee

Your allawee unlocks everything.

When your first federal allawee lands in your bank account, we detect it automatically — faster than your bank's own SMS. That payment verifies your account and unlocks advances. You'll get a notification: "Your first allawee has arrived. You can now request an advance."

Auto-detectwe see it before your SMS
Verifiedyour NYSC account confirmed
Unlocked₦10K–₦100K advances
14:325G ●●●
🔔
Your first allawee just landed.
₦77,000 · Access Bank · detected in 45 seconds
Advances unlocked
✓
NYSC account verified
Allawee confirmed in your bank history
✓
Tier 1 available
₦10,000 at 5% / month
Request your first advance →
03
Request, spend, auto-repay

Money in minutes. Installments automatic.

Tap "Request Advance." First time only: link your bank (30 seconds) and authorize a ₦50 mandate. Your advance lands in your wallet in under 3 minutes. Repayment is split into equal monthly installments — auto-debited the instant each allawee lands. You keep at least ₦53K from every allawee. No calls, no reminders. It just works.

Under 3 minto cash in wallet
₦53K+kept from every allawee
0 callszero collection drama
14:355G ●●●
✓
₦10,000 landed.
In your wallet · 2 min 47s · Tier 1
⚡
₦12,500 auto-debit next allawee
1 installment · fires the instant it lands
₦
You keep: ₦64,500
From your ₦77K allawee after debit
↑
Next: Tier 2 · ₦25,000
Unlocks after 2 clean repayments
After you're in

What the service year looks like with Alawee.

Month 1

Sign up at camp

Register in 60 seconds. Set your PIN. Use the wallet, buy airtime, refer friends. Wait for your first allawee to unlock advances.

Month 2–3

First advance

First allawee unlocks Tier 1 (₦10K). Take your first advance. One installment, auto-debited. Clean repayment earns Tier 2.

Month 4–8

Climbing tiers

Each clean repayment grows your limit and lowers your rate. Tier 3 (₦50K, 3 installments). Savings vaults open for post-NYSC goals.

Month 9–12

Trusted tier

₦100K advances at 3.5%, repaid over 5 months. Vault matures. Corper Cover protects you. You've built credit history with zero effort.

After POP

Post-NYSC banking

Wallet keeps working. Savings keep earning. Repayment history becomes a credit score for your first job. The service year was just the beginning.

The recovery engine

How auto-debit actually works.

Each month, the same thing happens — we detect your allawee, debit one installment, and you keep at least ₦53K. No calls. No texts. No contact-list access. Just math.

1
The federal government sends your allawee
GIFMIS releases the payment to your bank. Your account is credited with ₦77,000.
2
We detect it in seconds
Our monitoring system sees your balance change. We verify it's the allawee — not a personal transfer — by checking the transaction source.
3
One installment debited instantly
Your monthly installment is collected via NIBSS direct debit. Same amount every month. At Tier 3, that's ₦19,333 — you keep ₦57,667.
4
Your bank SMS arrives
2–15 minutes later, your bank sends you a credit alert. By then, your installment is already done. Remaining balance — yours to spend.
✓
Installment done. Repeat next month.
Same process every month until all installments are paid. Then your tier upgrades, your limit increases, and you can take a bigger advance at a lower rate.
Average time from allawee landing to installment collected
Under 3 minutes
Get early access

Your service year
deserves better.

Join the Batch B waitlist. First in line for higher starting tiers and early product access.

Welcome in. We'll reach out before your camp date. — F